One great way to experience the world with little money is to go on a backpacking trip. Most people who have gone backpacking testify that it is a life-changing experience and the knowledge that they have gained is simply irreplaceable. If you’re taking a backpacking trip anytime soon, it is wise to consider the risks and dangers that you may face. There are always travel risks anywhere you go in the world. It is highly recommended that you get backpacker travel insurance to protect you from unexpected travel incidents that might occur during your trip.
Here are the top backpacker travel risks and how to avoid them:
- Thefts and Scams
Many backpackers fall prey to thefts and scams. Destinations that are often frequented by tourists have their share of petty thieves and pickpockets lurking about. When you’re walking on the city streets, make sure that your cash and credit card is securely hidden and that you don’t wear flashy items that attract a lot of attention. Some backpackers pack a doorstop, a fairly inexpensive safety device that prevents someone from breaking into your room at night. If you’re staying in a hostel, you can use a cable lock to secure your valuables. Scams range from harmless to altogether dangerous. With promises of huge savings, many scammers dupe backpackers into purchasing cheap tour packages that don’t deliver as expected. You need to be aware of the most common travel scams and you should know what to do in these situations.
- Sickness or Injury
Backpackers who get sick or injured while on a trip need to pay medical bills at a local hospital. Most often than not, medical bills for foreigners without insurance can be costly. Inexpensive local clinics and hospitals is an option, but they often don’t have the best facilities. Before going on a trip, you should research on the health conditions of your destination and bring medical supplies that you might need. It is also wise to only drink bottled water. It pays to choose the best travel insurance with good medical coverage so that you have peace of mind in case you get sick or injured while on the road. You should also make sure that it covers both medical treatment and emergency evacuation.
- Baggage Loss
As a backpacker, nothing is more aggravating and stressful than losing your baggage. Whether it’s an airline issue or it’s been stolen, remember to get travel insurance that provides good coverage for both lost baggage and other add-ons. Add-ons are usually valuables such as laptops, cameras, smartphones, and jewelry items. Better yet, leave your expensive electronics at home and use an older cell phone while on the road. You can also leave your laptop at home and go to internet cafes to catch up on email.
Generally, backpacking is a great way to see the world. However, it is essential to get backpacker travel insurance to cover for medical expenses, baggage loss, theft, or other unforeseen events.